Labour Relations Act, 1995 (Act No. 66 of 1995)

Notices

Bargaining Council for the Building Industry, Cape of Good Hope

Extension to Non-parties of the Main Consolidated Collective Agreement

Chapter Six: Employee Benefit Schemes

33. Medical Aid Fund
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This clause must be read in conjunction with The Building Industry Bargaining Council (Cape of Good Hope): Medical Aid Fund (BIMAF) Rules, published and amended from time to time. Where there is a conflict between this Agreement and the Rules of this fund ("the Rules"), the Agreement will prevail.

 

(1)The Building Industry Medical Aid Fund (BIMAF) ("the Fund") is hereby continued and shall continue to be administered by the Council in terms of the Act for the purposes of—
(a)assisting members in regard to the cost of medical services incurred by them or their dependants, as may be provided in the Rules of the Fund;
(b)taking such measures as the Council deems necessary for the prevention of sickness and for the improvement and promotion of health amongst members and their dependants;
(c)contracting with any medical practitioner, hospital, nursing home, convalescent home or other similar institution, person or authority in respect of medical services; and
(d) meeting the cost of such arrangements and the medical expenses of members or their dependants as provided in the Rules of the Fund.

 

(2)The Fund shall be managed by the Council in accordance with the Rules which it may make from time to time for this purpose, and all moneys of the Fund shall be administered, invested and paid out in accordance with the Rules, copies of which shall be available for inspection on the Council's website. The Council shall appoint auditors to audit the books of account of the Fund annually.

 

(3)An employee who is eligible in terms of the Rules to become a member of the Fund shall contribute half of the total contribution and his employer shall contribute the remaining half of the contribution for each normal working day that the employee remains in his employ, which contribution shall be as follows, from the date of coming into operation of this Agreement to 31 October 2026:

 

Medical Aid Contribution per day

Artisan Member Employee contribution: R 45.40

 

Employer contribution per Artisan: R 45.40

 

For the period 01 November 2026 to 31 October 2027 the contributions applicable from 01 November 2025 shall be increased by 5.5%.

For the period 01 November 2027 to 31 October 2028 the contributions applicable from 01 November 2026 shall be increased by 5.5%.

 

(4)Every employer shall deduct a contribution from the remuneration of each eligible employee in respect of each contribution day and the employer shall add to it an equal amount.

 

(5)Every employer shall pay the above contributions to the Council within the period determined by the Council for such purpose.

 

(6)In the event of the expiration of this Agreement, the dissolution or winding up of the Council or a cessation of its operations, the provisions of clause 30(7), (8), (9) and (10) relating to the Holiday and Bonus Fund shall apply equally to this Fund.

 

(7)In the event of the liquidation of the Holiday Fund and Bonus Fund in terms of sub clause (6) the moneys remaining after the payment of all claims against the Fund, including administration and liquidation expenses, shall be paid into the general funds of the Council. In the event of the Council having been wound up before the liquidation of the Fund the monies remaining shall be distributed equally among the parties to the Council immediately prior to its dissolution.