In addition to any registers that must be kept in terms of the Act and the information specified in regulation 55, a registrant must maintain the following information relating to its registered activities in a register which register may be kept in electronic format:
| (1) | Debt Counsellors, in respect of each consumer: |
| (a) | consumer’s full names and surname; |
| (b) | consumer’s identity number or, if the consumer does not have an identity number, passport number and date of birth; |
| (c) | date of application for debt review; |
| (d) | date of rejection letter issued (if applicable); |
| (f) | date of clearance certificate issued; |
| (g) | if the consumer exits the debt restructuring prior to the debt being settled in full, the reasons for doing so. |
| (2) | Credit Providers, in respect of each consumer: |
| (a) | consumer’s full names and surname; |
| (b) | consumer’s identity number or, if the consumer does not have an identity number, passport number and date of birth; |
| (c) | date the loan was granted, amount, installment amount and number of installments; |
| (d) | defaults in respect of each agreement; |
| (e) | date on which agreement was terminated, and whether such termination was as a result of— |
| (iii) | written off as bad debt by the credit provider; |
| (3) | Credit Bureaux, in respect of each consumer on whom information is retained: |
| (a) | source of the information; |
| (b) | date of submission of information; |
| (c) | contents of information that was submitted; |
| (d) | to whom was the information released; |
| (e) | for what purpose was the information released; |
| (f) | when was the information released; |
| (g) | what information was released. |
